If there are errors on your credit report you can make corrections to the credit report by contacting the credit bureaus from which the credit reporting agencies obtain their information. It is important to first contact the initial creditor such as your credit card source or bank to initiate the change. Make sure that you record the date, time, details of the conversation and full name of the person you spoke with. Also request that written documentation of the change be sent to you by mail or FAX. The next step is to contact the three credit bureaus as listed below. It is important to note that only the credit bureaus can make changes on their records and the three bureaus do not share information.