JUMBO LOANS over $322,700*
30 Year Fixed Rates 15 Year Fixed Rates
Rate Points A.P.R. Rate Points A.P.R.
5.875% 1.25 6.097 5.375% 0.5 5.521
6.000% 0.375 6.149 5.500% 0.125 5.621
6.250% 0 6.365 5.625% 0 5.735
7 /1 ARM 5/1 ARM
Rate Points A.P.R. Rate Points A.P.R.
5.250% 0.375 5.383 4.625% 0.25 4.742
5.375% 0.125 5.495 4.750% 0.125 4.866
5.500% 0 5.610 4.875% 0 4.981
3/1 ARM
Rate Margin Points Cap A.P.R.
3.875% 2.75 0.375 9.875% 3.998
4.000% 2.75 0.25 10.000% 4.121
4.125% 2.75 0 10.125% 4.226

*Rates are as of August 7, 2003 @11:00 am PST and are for a 45 day lock period.
Other lock periods, programs, etc. Rates are subect to change
Call for an individualized quote.
510-537-2972

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